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 Low APR Credit Cards

The one thing that virtually everyone knows about credit cards is that they have an interest rate (APR) and if you want to save money you should get a card with a low APR. This is especially true for folks who use their credit card as a source of loaned money, i.e., they carry a balance from month to month. This balance is what you will pay interest on, and the bigger the APR is, the bigger are your interest payments. So yes, getting a card with low APR is very important. You should also know that many credit card issuers offer a much lower introductory APR for anywhere between 6-15 months. In some cases, this APR is 0%. Many issuers also have a balance transfer APR that can be the same as the introductory APR or only slightly higher, allowing you to transfer your high credit card balances to the new card and pay much less interest. So have a look at these low APR credit cards which we think offer the best deals for those of you whose main criterion for choosing a credit card is a low interest rate.

Lowest APR Cards

We continuously monitor the market in order to bring you the best credit card deals in each category.

The best credit card offers are presented side by side, which enables you to compare them instantly by key factors such as interest rates, fees, etc.

However, if you would like to learn more about any particular offer just click on the credit card name or email us for help.

To find out more about each card, click on this image.

While all offers in this table require good credit to apply, the ones with this symbol require an Exceptional credit history.

Bank Name
Card Name
Intro APR
PURCH.
Intro Period
PURCH.
Intro
APR
BAL.TR.
Intro
Period
BAL.TR.
APR % Annual Fee Apply
Apply Now!
American Express
Blue from American Express®
0% 15 months 4.99% Until
Paid Off
8.99% $0
Apply
see details see
details
Apply Now!
Chase Bank
Platinum Visa®
0% 12 months 0% 12 months 10.99% $0
Apply
see details see
details
Apply Now!
Advanta Bank
Business Platinum Rewards MasterCard®
n/a n/a 0% 15 months 7.99% $0
Apply
see details see
details
Apply Now!
Discover® Card
More Card
0% 6 months 0% 12 months± 10.99%± $0
Apply
see details see
details
Apply Now!
American Express
Blue Cash® from American Express
0% 12 months 4.99% Until
Paid Off
8.99% $0
Apply
see details see
details
Apply Now!
Citibank
Citi® Platinum Select® Card®
0% Up to
12 months
0% Up to
12 months
as low as
8.49%
$0
Apply
see details see
details
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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Select your favorite bank for which you want to see credit card listing. After you select your favorite bank, we'll show you a detailed comparison of credit cards, which this bank offers. You can apply online for any card that you like. Some credit cards offer instant online approval.

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The rate information on this page is © 2005-2008 Credit-Land.com Inc. last updated information on 09/07/2008. This information has been obtained from various financial institutions. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. By entering this page you agree to the Terms and Conditions and Privacy policy of Credit-Land.com. Learn more about Credit Cards on Credit-Land Partnership Network.




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